…in fact I would argue that as far as injured people in the state of Ohio, people who are injured in motor vehicle crashes, that this Pro Rata law is one of the most positive developments in insurance law in Ohio in decades for the reason you just touched on. The fact that it applies right now and it has been applying for months is something everyone needs to be aware of and be familiar with and needs to make sure that they are acting on when the time comes to deal with a subrogated carrier.